Renter's insurance provides coverage for your personal
property and liability coverage if someone injured while
on your premises sues you. Renters insurance also covers your
personal property away from your residence, including in your
car. Also renter's policies provide additional living
expenses. If a catastrophic event covered by the policy makes
the property, which you are renting, uninhabitable, the
insurance will pay some of the costs you incur to live
somewhere else while the residence is being restored.
Landlord's policy does not provide coverage for the
renters' property.
Please let us contact you:
Just fill out
the form below and
licensed agent will contact you same business day. Thank you.
Renter's policy does not cover losses resulting from flood
or earthquake. But it is possible to buy coverage for
these perils separately.
Renter's insurance is fairly inexpensive. We can
provide you with $25.000
property coverage and $500.000 in liability coverage for $120-$180
a year. The premium varies for different ZIP codes..
We can quote and
issue YOUR policy within 5 minutes.
Renter's coverage has a deductible - the amount you will pay
before insurance steps in. The higher the deductible, the less
your policy premium will be.
You might consider having the same liability limits on your
renter's policy as you have on your auto insurance policy.
Just because you want to make sure your renters insurance will
cover all your assets if you are sued.
If you are renting with a roommate or roommates, it
makes sense to include all your roommates on the policy. Make sure to arrange
for your insurance to go into effect on the day that you move
into your new place.
If you have a dog, you definitely have a very good
reason to call us about getting your renter's policy.
Discounts are available to those who get Renter's and
Auto or Life policies with same insurance carrier.